Annual Home Systems Maintenance Schedule & Cost Planner

Estimate your annual home maintenance costs across all major systems based on your home's age, size, and location. Uses the 1% Rule and system-specific cost benchmarks.

Home Profile

Formulas Used

Per-System Annual Cost:
Cost = BaseRate × LaborMultiplier × ClimateMultiplier × AgeMultiplier

  • HVAC: ($300 tune-up + $60 filters) × HVAC Age Factor × Labor × Climate
  • Plumbing: ($150 + $8 × bathrooms × 12) × Labor × Age
  • Electrical: ($200 + $0.02 × sqft) × Labor × Age
  • Roofing: (sqft × 1.15 pitch factor × $/sqft/yr by type) × Labor × Climate × Age
  • Exterior: ($300 gutters + $0.15 × sqft) × Labor × Climate
  • Pool (if applicable): $1,800 base × Labor × Climate
  • 1% Rule Benchmark: Home Value × 0.01
  • $1/sqft Rule: Square Footage × $1.00
  • Emergency Reserve: Total Annual Cost × 10%
  • Monthly Savings Target: (Annual Cost + Reserve) ÷ 12

Assumptions & References

References